If you are going to have your car shipped you need insurance in case something goes wrong. Most companies engaged in the car moving business provide insurance of your vehicle, however, the coverage of insurance may range. So it’s a good idea to do some research before you decide upon the car mover.
Any auto transport company that has a license for car moving activities should have cargo and liability insurance as well. You need to have a clear idea of it, for if your car gets damaged on the road you will probably want coverage. It is not that something will happen for sure, but it is better to be safe than sorry, isn’t it? The first thing you should do is make sure that your car moving company has an insurance certificate, don’t be shy to ask them to show it to you. You are not obliged to believe anyone until you see the proof with your own eyes. If you still have any doubts don’t hesitate to contact their insurance company so as to double check the information.
Some auto movers provide very limited insurance coverage, sometimes it is even less than your car is actually worth. Inquire at their insurance company as for the exact terms and rights that you are offered. The things that you need to know are:
· Can you buy additional coverage?
· What is the limited coverage amount (if any)?
· Are there any parts of the vehicle that are not covered?
· What type of damage is included in the insurance?
The car moving company should provide you with insurance against theft and damage. It is highly recommended that you have a hard copy of their insurance policy spelling out whether their coverage is secondary or primary to your car insurance. Remember to contact your own car insurance company as well in order to find out what kind of coverage is provided by your existing policy.
If you are not sure whether your home policy insurance covers any damage or loss of your personal items, it’s better to remove them from your car. Car movers don’t usually insure any contents of the vehicle except for such items as a jack and a spare tire that are necessary.
You should also make sure that your vehicle carrier is registered with the Department of Transportation, if you want to avoid any possible troubles with getting the coverage in case of an insured accident.
If there are any disputes, it’s better to try and resolve them with your auto moving company first. They are usually determined to workout any problems. However, if you did your best but still feel that you have been treated in an unfair manner you can file complaints to the Federal Department of Transportation, BBB or Interstate Commerce Commission.
Any auto transport company that has a license for car moving activities should have cargo and liability insurance as well. You need to have a clear idea of it, for if your car gets damaged on the road you will probably want coverage. It is not that something will happen for sure, but it is better to be safe than sorry, isn’t it? The first thing you should do is make sure that your car moving company has an insurance certificate, don’t be shy to ask them to show it to you. You are not obliged to believe anyone until you see the proof with your own eyes. If you still have any doubts don’t hesitate to contact their insurance company so as to double check the information.
Some auto movers provide very limited insurance coverage, sometimes it is even less than your car is actually worth. Inquire at their insurance company as for the exact terms and rights that you are offered. The things that you need to know are:
· Can you buy additional coverage?
· What is the limited coverage amount (if any)?
· Are there any parts of the vehicle that are not covered?
· What type of damage is included in the insurance?
The car moving company should provide you with insurance against theft and damage. It is highly recommended that you have a hard copy of their insurance policy spelling out whether their coverage is secondary or primary to your car insurance. Remember to contact your own car insurance company as well in order to find out what kind of coverage is provided by your existing policy.
If you are not sure whether your home policy insurance covers any damage or loss of your personal items, it’s better to remove them from your car. Car movers don’t usually insure any contents of the vehicle except for such items as a jack and a spare tire that are necessary.
You should also make sure that your vehicle carrier is registered with the Department of Transportation, if you want to avoid any possible troubles with getting the coverage in case of an insured accident.
If there are any disputes, it’s better to try and resolve them with your auto moving company first. They are usually determined to workout any problems. However, if you did your best but still feel that you have been treated in an unfair manner you can file complaints to the Federal Department of Transportation, BBB or Interstate Commerce Commission.
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